Southern Automobiles Southern Automobiles

Phone 03 211 2233

Cameron Polmear
Finance & Insurance Manager
027 603 1022
03 211 2235

Finance & Protection

At Southern Automobiles we make finance easy either for your new vehicle or a quality used vehicle from our large selection.

We pride ourselves on being fast and competitive in understanding your financial needs and keeping it simple.

We have facilities available through UDC, MTF, BNZ, Mitsubishi Motors Financial Services, Nissan Financial Services and Marac Finance.

We can offer an approval usually within the hour.

We offer a full range of products to compliment your latest vehicle purchase:

  • Extended Mechanical Breakdown Insurance
  • Payment Protection
  • GAP (Guaranteed Asset Protection)
  • Comprehensive Motor Vehicle Insurance Cover
  • Paint and Fabric or Leather Protection

We also offer Finance Lease or Operating Lease.

Please contact us on 027 603 1022 to start your application.

Southern Automobiles lending rates are up to 10.95% p.a. Rates vary depending on many factors including the amount of lending, the term of the loan, customer credit history, and customer risk profile.


Our Finance Providers

UDC Finance

Standard Fees and Charges: Link
General Conditions: Link
Credit Sale Agreement (Personal): Link
Term Loan (Personal): Link
Security Agreement (Personal): Link
Early Repayment Charge (Consumer): Link
Subsequent Dealing (Change of address/Complaints/Dispute Resolution/Hardship/Defaults): Link



MTF website: Link 
Cost of borrowing and standard terms: Link

VW Finance

Volkswagen Finance Website: Link

Mitsubishi Motors Financial Services

Mitsubishi Motors Finance website: Link
Consumer Term & Conditions: Link

Nissan Finance

Nissan Finance website: Link 
Standard Form Contract with Terms and Conditions: Link

Marac Finance

Marac Website: Link 
Loan and Security Agreement: Link 
Terms and Conditions: Link


I-Finance website: Link 
Standard Forms Contract: Link 
General Terms: Link